Brisbane Waters Financial Services
September 2010 Newsletter Website | Email | Forward to a Friend | Print


The start of spring traditionally brings a rush of properties to the market, as sellers are keen to show off their homes when the sun is shining and their gardens blooming.

For those in the market for a spring purchase, we look at how much deposit you may need in our 3rd article. We also answer many of the common questions posed by established buyers, in article 2: 'Second Time Around.

For those in the market to sell, you might want to give some thought to the competition you may be up against at this time of the year - see the 1st article.

The most important advice to take from this newsletter can be found in article 4, 'Cool in a Crisis, which provides practical advice for dealing with day-to-day stress.

Enjoy this newsletter and feel free to pass it on to family and friends.

Peter Nash

PO Box 1072
Gosford NSW 2250
Tel:0412 600 150
Fax:02 4328 1643

Spring Sales
Second time around
How much Deposit?
Cool in a Crisis

Spring Sales

Contrary to popular belief, spring is not always the best time to put your property on the market.

Many vendors favour selling in spring because gardens look good and sunshine encourages buyers out on inspection; however spring can also bring a flood of properties on the market. This means that competition is fierce and you will have to work hard to catch buyers' attention.


Second time around

History rarely repeats itself and this is certainly true of buying a home second time around. As an established - or next time buyer - you have experience on your side but there are many new challenges to encounter that you may not have dealt with as a first home buyer.

Here are the answers to the most commonly asked questions by next time buyers.


How much Deposit?

It's possible to buy a home with very little deposit, but there are a number of reasons why it makes sense to save a decent deposit before you apply for a loan.

The number one benefit is that you will have access to a broader choice of home loan options from a great variety of lenders. When assessing a loan application, lenders look at factors like employment history, income, loan amount and deposit as they want to know whether you can pay back your loan on time.


Cool in a Crisis

All of us have suffered from stress at some point in our lives, but no one wants to feel stressed on a daily or weekly basis.

A certain amount of stress is normal and actually prevents us from feeling dissatisfied and bored, but large amounts of stress usually have a destructive rather than a motivating influence. In addition to affecting our ability to make decisions, stress can result in any number of physical and emotional complaints, from headaches and backaches to depression and insomnia.


Mortgage & Finance Association of Australia

We are members of the MFAA, the peak industry body. All members are bound by a strict code of ethics to ensure the highest levels of service, integrity and professionalism.

About Us

Brisbane Waters Financial Services is committed to the Coast community.

Principal, Peter Nash, has over 25 years finance experience and is well qualified to provide solutions for residential and commercial financial needs.

Select from more than 30 lenders.

At Brisbane Waters Financial Services our aim is to deliver ongoing support every time and take away the fuss of finance. We seek a long term relationship, your guarantee of service!

Disclaimer: This newsletter is intended to provide general news and information only. Readers should rely on their own enquiries before making any decisions regarding their own interests. Please do not rely on any part of this newsletter as a substitute for specific legal or financial advice. All material is copyright 2010.